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Truck Loan: Four Tips for Driving Long Distances

Truckers travel long distances daily. These trips can take a toll on your mind and body, and if you’re not prepared, you can seriously damage both your vehicle and your health. Before you set off on your journey, consider these four tips to make your long-distance drive a pleasant one. 1. Eat well Diners and greasy spoons line the roadways. They’re easy to pull in to, offer ample parking for trucks, and always offer cheap food. However, eating fast food may lead to acid reflux, heartburn and even drowsiness. To say alert and to give your digestive system a break, pack your own food if possible. If you can’t bring a cooler stocked with fruits, vegetables and light sandwiches, try a salad with grilled chicken or granola and yogurt when you stop for food. Eggs and almonds are also great sources of protein that keep you fuller longer. Try and stay away from salt as well, as salt makes you bloated and you’ll feel dehydrated. 2. Work it out If you can, exercise before setti...

Truck Loan: Five Safety Tips for Hauling Heavy Loads

When it comes to hauling heavy loads, there’s little room for mistakes. This is an extremely dangerous job that takes the right driver and the right safety measures. One small slip-up could cause you to lose your license or even worse, cause a fatality. Before you set off on the open road to transport your goods, here are five safety tips for hauling heavy loads. 1. Know the rules Familiarize yourself with the regulatory requirements in each province or state you will travel through. Regulations may vary geographically, and you don’t want to incur any unnecessary tickets or brushes with authority by breaking any rules for hauling heavy loads. Some places might require you to have escorts, so do your homework before you head out. If you’ve never taken a particular route before, ask someone who has, or map your journey out online. This will prevent any surprises along the way. 2. Figure out what you need Will you need to use tiedowns to secure your load? Do you need chock...

5 Amazing Custom-Painted Truck And Trailers

Most truckers that you meet and talk to take an immense amount of pride in their trucks and their trailers. These are their homes for a large portion of their professional lives, as well as their means of making a living; and you would be surprised at the amount of creativity, care and originality that commercial truckers put into them. Below are five amazing custom-painted truck and trailer designs. Optimus Prime. This Transformers-inspired creation is an exact replica of the franchise’s main protagonist and hero, Optimus Prime. With chrome finishings, and spot-on red and blue colouration this truck and trailer could easily pass for the superhero while cruising down the highways. The classic blue. If you are thinking about truck and trailer leasing and would like some old school inspiration, one commercial truck driver decided to give his truck the 1950s look. It is a throwback to a simpler time, and the classic, sky blue colours. At first glance, you might think that a grea...

Truck Loan: The Rules Of Trucking: Canada Versus United States

When it comes to driving a Canada-to-US route, you need to know more than the rules of the road. The reason for this is that both countries have their own unique trucking regulations, and ignorance of these rules can cost you. Before securing your payload, doing a final check and pulling out to head to your cross-border destination, be sure that you are well-versed on what is expected of you on both sides of the border. Much of these rules have to do with how many hours you can legally spend behind the wheel. Read on for the rules of trucking – Canada versus the US. Driving Time While U.S. regulations require drivers to work no more than 11 hours after 10 hours off, Canadian regulations call for up to 13 hours of driving each day after eight hours off. If you’re travelling from Canada to the US or vice-versa, you’ll need to keep accurate logs of the number of hours you spend behind the wheel. On-Duty Hours In the US, you need to take a break after driving 14 straight hour...

TRUCK LOAN: Tips For Safe Driving In Spring

You made it through winter safe and sound. Your truck is still intact and you are thrilled by the thought of dry roads. Although spring weather driving may be less dangerous than trekking through a winter snowstorm, there are real hazards privy to the months leading up to summer. Four general spring driving safety tips: Replace wiper blades: Worn wiper blades will not clearwater effectively from your windshield, which will hamper your vision. Replace yours if necessary. Check lights: Rain can cause lessened visibility while driving, so make sure all lights (including headlights and turn signals) work well before heading out on the road. Check tire pressure: Your tires may be a bit deflated after winter driving. Make sure you have enough air in them so your truck runs efficiently. Look out for bad road conditions: Poor winter weather is the perfect recipe to hide potholes and other driving dangers – don’t let them creep up on you. Five risks to consider when driving i...

Is Truck Driving The Right Career For You?

Truck driving is one of the most rewarding careers for individuals around the world. But it isn’t for everyone. The truck driving industry offers a unique set of benefits and challenges that attract a large number of people from all walks of life. In order to know if truck driving is right for you, it’s important to consider some key factors related to the industry. Although many are familiar with truck driving, they know little about what it takes to run a successful truck driving business. Do Your Research One of the best ways to determine if truck driving is the right career for you is to research all aspects of the industry. This provides you with the knowledge you need for building your business. Truck driving can consist of cross-country or local transport. Most truck drivers get started doing long-distance transporting, which often requires them to be away from home for a long period of time. It’s best suited for individuals who enjoy the lifestyle that the job allow...

Tips For Truck Fleet Management

While truck fleet management is becoming an increasingly large industry, management solutions are equally increasing in number, due to advancements made in today’s technology. In fact, it has been shown that even minimal management changes can lead to significant profit increases. 1. Invest in Fleet Management Software This will monitor expenditure, identifying potential areas where potential money could be saved, which is critical. In addition, it will digitally keep track of all relevant data, which will increase efficiency in the end. 2. Go Electronic with ELDs and DVIRs Electronic ELDs will help drivers stay on top of their paperwork by automatically collecting data, maximizing driver productivity and lowering administrative costs. It will make roadside inspections more efficient. Electronic DVIRs, via a smartphone offer the ability to take photo or video evidence, as well as giving the option to automatically schedule repairs or order new parts, all of which increase eff...

Benefits Of Truck Loan Refinancing

Refinancing options for vehicles are not universally good or bad decisions. It depends on the circumstances of and the reasons for the re-financing. Refinancing entails transferring a vehicle’s ownership from one creditor to another and can serve you well financially if you go about it the right way. Below are some of the benefits of truck loan refinancing. Improve your credit score. As long as you are still paying for your truck loan, you may be able to refinance it and improve your credit score. If your financial situation has improved since you took the loan, and your credit has improved, you could benefit from refinancing. An improved credit score means access to better interest rates and loan terms which will save you money in the long-run. Take advantage of lower interest rates. If you financed your truck when interest rates were high, transferring the ownership to a new creditor at a lower rate can help you shave money off your monthly payments and quickly add up...

How To Start Your Own Trucking Business

Trucking businesses are growing quickly as a result of an increased demand. This need is predicted to continue growing over time and presents an opportunity for those looking to start their own trucking businesses. There are many factors that you’ll need to consider as you begin building your own trucking business. The result will be a long-lasting and rewarding career that offers a unique sense of independence while providing valuable services to others. What You Need to Know First Starting a trucking business requires that you obtain proper licensing. There are a number of driving schools available to provide the proper training to obtain your licensing and certifications, and the cost of these training programs can be met through the use of various forms of financial aid. These include government scholarships, loans, and grants. You’ll need to research all of your options to ensure that you obtain the right financial assistance for your needs. Truck drivers must also mee...

Truck Loan: Your Complete Guide To Choosing A Truck

Whether you’re starting a new business or looking to replace an old truck in your company’s fleet, buying a commercial truck — new or used — is a serious investment. It’s certainly not what you’d call impulse buying — or at least it never should be. This important purchase needs a thoroughly thought-out plan. Here’s a suggested plan with two stages: pre-purchase considerations and purchase steps: Pre-Purchase Considerations 1. First things, first: set the budget. Before you even start fantasizing about what kind of features you want in your truck, you need to know how much money you’re able to spend on it. Your price will set much-needed parameters for your search. 2. Define the truck’s primary function. What will be your new truck’s main task? Understanding the needs that must be met by your new truck will help you determine which standard and special features should be included in the body. 3. Consider other uses of the truck body. Will you need the vehicle to perfor...

10 Things To Look Out For When Buying A Used Truck

For people who have a business based on transportation, you need a truck that’s ready to work when you are. When it comes to used trucks, leasing is your best option. Reputable leasing companies will have a fleet of trucks in great condition whenever you need one, but if you’re looking to purchase a used truck, there are some cautions to be had. Before submitting a bid at an auction, you should inspect the vehicle either by yourself or with an expert such as a trusted mechanic or an experienced truck operator. Here’s a few of the most important things to look out for: What Are You Transporting and Where? Your truck should be able to carry the weight of your typical cargo and over the terrain to your delivery destination. The truck will need enough horsepower and capacity to do so, but you should also check the transportation regulations which may not allow for certain axle configurations. Checking Under the Hood Even if you have limited experience in fixing cars and t...

Truck Loan: Crossing Borders With Your Commercial Truck: What You Need To Know

It is one thing to know how to go about shipping commercial freight domestically. If you have done it for years, chances are it is all second nature to you by now and you know exactly what you need to do. Whether you have purchased your truck outright, or own your vehicle through a commercial truck loan or commercial truck leasing agreement, there are some things that you need to know when transporting freight across borders. Examine your shipping documents prior to arriving at the border. It is a good idea to know exactly what your shipping documents say before arriving at the border, especially with regards to any special instructions by the shipper. Make sure you are aware whether or not you are to stop at customs before proceeding in either direction to avoid any unfortunate mishaps or misunderstandings. Submit your ACE e-manifest. All commercial truck drivers entering the United States must have their ACE e-manifest submitted online prior to entry. If you don’t declare som...

Your Guide To Construction Equipment

If you are thinking about starting your own construction business, there are some common pieces of machinery that you might not have been aware of. They each come with their own construction equipment financing needs, and they could end up proving integral to the success of your business. Below is your guide to some of them. Excavators These large pieces of common equipment are either on wheel or on tracks, and usually have a long bucket arm attached to a pivoting cab, which is capable of rotating 30 degrees. The operator of the excavator sits in the cab and controls the machine from there. They are most commonly used for digging application, but also for lifting heavy prefab pieces like pipe, as well as other smaller pieces of equipment. Bulldozers These are some of the strongest, as well as the most reliable pieces of heavy machinery in the construction industry, and as such, are also some of the most common machinery for which people apply for construction equipment finan...

Truck Loan: 4 Navigation Tips For Truck Drivers

As a truck driver, a large portion of your time is going to be spent on the open road, going from point A to point B and you are going to have to know where you are going. Being able to navigate is key for a commercial truck driver, and just because you have received your commercial truck loan, does not mean you now know how to navigate. It takes time and practice to learn the basics. Below are four navigation tips to get you started. Don’t use GPS, maps, or apps meant for the general public The difference between navigating a car and navigating a commercial truck is huge. Most of the roads, bridges, overpasses, etc. are built to accommodate the weights and dimensions of cars, pickups, minivans and SUVs. With tractor trailer setups, many overpass clearances are too low, and a lot of municipal roads don’t allow certain hazardous materials to be transported on them. Make sure your navigation devices are meant for motor carriers If you don’t do this, you could end up damaging,...

How To Start A Trucking Company

Many people spend their entire lives dreaming and fantasizing about owning their own business. Being your own boss, setting your own hours, taking vacations when you want, spending time with your family when you want. It all sounds pretty appealing, doesn’t it? Starting your own trucking company can provide all that freedom and more, but it comes with some special considerations you should know about, including ones surrounding heavy equipment loans and other financing issues. Below is some guidance that could help you if you are looking to start a trucking company. Getting the right equipment The first and most important step if you are starting your own trucking company is making sure that you get the right equipment. The trucking industry can be very profitable, but it is also highly competitive. Getting equipment is going to be the first, and perhaps the most expensive decision you make. Trucking equipment is expensive, but luckily, there are great leasing and loan options...

Truck Loan: How To Become A Truck Driver

There is more to being a truck driver than simply being able to secure truck and trailer leasing. There is a lot of allure to being a truck driver — the open road, the freedom, a chance for ample alone time. Many people pursue a career as a truck driver for exactly these reasons. If you are thinking about trying out commercial truck driving as a career, but aren’t entirely sure how to get started, below are some tips to help you become a truck driver and pursue your dreams. Get your high school diploma or GED While it is not completely set in stone that you need this in order to get a job as a truck driver, many companies look for this as a sign that you are competent and are able to accomplish things that you put your mind to. Have a clean driving record The sheer size and potential for danger that comes with driving a commercial truck means that most companies are looking for people who have a great driving record, which demonstrates their competence and ability on the ro...

Truck Loan: Basics For Wiring A Truck For Trailer Lights

Now that you’ve secured your truck and trailer leasing, you are going to need to figure out how to wire your truck to your trailer lights so that you can get it on the road as fast as possible. This is something that can definitely be done by a professional, but if you are looking to learn a new skill, and find out a bit more about how your truck and trailer work together, below are the basics for wiring a truck for trailer lights. Locate the wiring harness A wiring harness is needed to connect trailer lights to any vehicle. It is usually located near the rear door of your truck. It is also sometimes found near the rear tail lights or the vehicle’s hitch. If you are having a hard time locating the wiring harness, consult your owner’s manual and it will tell you exactly where to look. Connecting the hitch Once you have located the harness, you are going to need to connect to it. Most harnesses are not designed to be directly connected to the trailer and instead use a connect...

Seven Benefits to Renting VS Buying Trucks

Although many who work in the trucking industry prefer to own their vehicle, it may be hard to purchase your truck outright. Instead of rushing to obtain a loan, you may want to think about renting a rig. Renting a truck is akin to renting a place to live. When you rent an apartment, you pay your landlord monthly and in return you’re given somewhere to call home. Your landlord will take care of any maintenance issues like broken heaters and leaky faucets, and should you need to move out, will provide you with a reference. When you rent a truck, you’re basically renting an apartment with wheels you will use for work. Here are seven benefits to renting vs. buying trucks: 1. If you buy a truck outright, you’ll need to come up with a large sum of money. If you take out a loan you could be faced with exorbitant payments. When you rent, however, you’ll only have to deal with monthly payments in the amount that you have set with the company you are renting from. Most leases last f...

Getting a Truck Loan After Bankruptcy

While no one wants to entertain the possibility of ever going bankrupt, the reality is that sometimes life can deal a crushing blow to the extent that you find yourself deep in debt and unable to pay back creditors. You can definitely rebuild your credit worthiness over time post-bankruptcy, but the difficult process of achieving a respectable credit rating or re-establishing creditworthiness, need not hinder your truck loan options. Bankruptcy is not a permanent hindrance to getting a loan Even if you’ve been forced to file for bankruptcy, you can qualify for truck loan credit at reasonable rates. While truck loan rates will generally be a little bit higher than they would be if your credit rating was strong, you’ll still qualify for affordable options that will allow you to get a vehicle and start your career towards a stronger future. At Truck Loan Center, a division of RB Leasing, we specialize in helping people who have experienced bankruptcy, who have less than favora...

How To Get A Truck Loan After Bankruptcy

You hadn’t even entertained the possibility of going bankrupt until it happened, right? Do not worry – you are not alone. Many honest people find themselves neck deep in debt, unable to pay back creditors. It is difficult to re-establish a respectable credit rating post-bankruptcy, but this should not necessarily limit your truck loan options. Here are five factors to keep in mind when trying to get a truck loan after bankruptcy: Bankruptcy is Not a Forever Obstacle Although you filed for bankruptcy, you should still be able to receive a loan for a commercial truck at a reasonable rate. Loan rates will be higher for you since you do not have a strong credit rating anymore, but affordable options are still within your reach that will allow you to maintain your business. Get Your Credit Reports and Scores The lender issuing you a loan is going to check your credit score, so it is important for you to know what they are going to encounter. Do not go into this process with ...