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I need a loan - Get an Instant Loan Here!

LOOKING FOR WHERE TO GET A LOAN? APPLY WITH US NOW!!!
Do you need a quick loan? Apply for a loan online with us. Instant Loan, is an Internet-based direct-to-consumer lender. We specialize in providing loans for customers with less-than-perfect credit. We can help you with a genuine loan. Our loan services include...

1. PERSONAL LOANS
2. BUSINESS LOANS
3. MORTGAGE / HOME LOANS

Amount ranges from $3000 to $20 million. Repayment period is between 6 months to 25 years. We offer secured and Unsecured loans. Even without a collateral, we can still provide you a good loan. We give loans worldwide - to any country. Talk to us now!

To apply for a loan contact our e-mail: instantloans.plc@gmail.com

How to Qualify for a Fast Small Business Loan

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Many entrepreneurs think getting a small business loan is a long and difficult process.*

This is due partially to resources online that describe arduous application processes in detail.
These resources are often very helpful for folks with:
Ample time to wait for moneyWillingness to spend many hours preparing documentsEstablished businesses with strong cash flows, profits, and pristine credit.Many businesses seeking capital, however, do not fall into these categories. Acquiring capital for a small business can be easier and faster than you might think.


Yes, getting funds for a small business from a bank or the SBA can be difficult and time consuming. However, we help business owners access working capital without the long and complicated process required by more traditional lenders.

In fact, some businesses waiting for bank or SBA loans might need money sooner rather than later. In such cases, that company might even use a provider such as zion finance - lend up for bridge financing.
What …

Reasons Your Bank Loan Was Denied

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If your personal loan application submitted to a bank is denied, it can leave you puzzled. Even consumers with strong credit histories can be denied loans, leaving them asking “why was I denied a bank loan?”

The truth is banks are very selective when approving personal loan applications. They typically have lower approval rates than other types of lenders for a variety of reasons, meaning it’s difficult to meet a bank's personal loan criteria.

However, if a personal loan application is denied, consumers have the right to know why. The Equal Credit Opportunity Act states that a lender is legally required to state the exact reason a loan-seeker's application was rejected. The Act also states that the lender must inform denied applicants the reason for the denial within 60 days. However, occasionally this doesn’t happen unless the applicant pursues it.


The most common reasons banks deny personal loan applications include:

Denial Due to Credit ScoreBanks often deny loan applicants du…

How to Get a Startup Loan for a New Business

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This "startup" phase is especially perilous: 
The majority of businesses find the first two years after inception to be the most difficult period during the life of their company.  A contributing factor is that cash can be sorely needed while building a customer base. Accessing the cash needed to grow within the first 24 months can be a steep hill to climb.*

How to access the funds needed to grow your business in the early days of operation:

Can You Get Venture Capital Funding?

Business textbooks teach that there are two ways to access funding when a business is started, equity financing & debt financing.

Equity financing means giving away a portion of the ownership of a business in return for funds. Debt financing refers to taking out a loan. When people speak of equity financing, they usually are referring to what's known as "Venture Capital."   

For all the glamorization of venture funding for startups portrayed on television shows such as "Shark Tank&quo…

How to Get a Business Expansion Loan

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Expanding a business can be a special time in the life of an entrepreneur. Bringing a vision into reality to where it can then begin to grow is an achievement a business owner can take pride in.*

One reason many small business owners fail to grow is due to a lack of funds. Some businesses can finance expansion through cash flow, but many need financing.

Pepperdine University polled 2,693 business owners between June 29th and July 17th, 2015. The results were reported in the University's Private Capital Access Index.

The study reports that 60.3% of small and medium sized businesses with any financing needs will tend to use funds for growth. 64% of businesses under $5 million in sales, who will seek capital in the next 6 months, will likely use the money for planned future growth or expansion. Additionally, 51% of those businesses looking for capital cited growth or expansion, (including acquisition) as the main reason for seeking financing.

The study also reports that 67% of businesses…

Top 5 Reasons Retail Stores Need Financing

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While retailers may think they're current on the latest technology and trends, they may lack the tools needed to keep up with the fast-paced market. This includes the financing to ensure operations are running smoothly.*

Prompted by updates in payment security and shifts in the retail industry, merchants should apply for small-business loans to have enough cash on hand to fulfill their vision for new changes.
Five reasons retail owners need financing:1. Purchase inventory

Without the right amount of inventory, the ability for retailers to be able to meet their sales targets and satisfy consumer demand is at risk. As small business owners, they often have to buy inventory before selling it to eager customers. Financing can provide them with the funds to purchase inventory without worrying about shelves that are empty for the wrong reasons.

2. Advertise through multichannels 

To be able to sell as quickly as consumers order, business owners must maintain an omnichannel approach to marke…

How do auto loans work?

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So how do auto loans work? Since most people buying a new or used car opt for financing it’s an important question, and understanding the answer will help you in the purchase process.

To summarize, you take out a car loan with a lender to pay for the purchase of a vehicle and, by signing the loan contract, agree to pay back the money in installments over the course of the loan, according to its terms.

These terms include key factors like the finance charge, loan duration and the size of the monthly payment.

Most auto loans are simple interest loans. Your monthly payment is made up of principal, the amount you borrowed to buy a vehicle; and interest, the fee paid to the lender for borrowing the principal. In turn, the size of this payment is shaped by the loan term, which is the time you have to pay back the loan, normally 36 – 72 months.

Payments can include a larger amount of interest at the beginning of the loan and then switch to a larger amount of principal as you get closer to the pa…

Looking for a Small Business Loan?

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Over the past 5 years there has been a huge increase in the options available to small business owners looking for financing. It’s a lot easier these days to get financing that it was 10 years ago. However, with so many choices, it’s a lot more difficult to figure out which  option is best for your small business.

Rosalyn James, the CEO of Instant Loan provided some comments and advice on business financing to writer Henry Kivitt at Small Business Central.

Apply for a business loan with Instant Loan below.

Do you need a business loan? Apply for a business loan online with us. We can help you with a genuine loan to start a business or even to expand your existing business. We also lend personal loans, auto loans, truck loan, equipment loans, debt consolidation loans, home loans, mortgage loans, agricultural loans, small business loan and commercial business loans. Amount ranges from $3000 to $20 million. Repayment period is between 6 months to 25 years. We offer secured and Unsecured loan…

How to use working capital for your grocery store

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Grocery stores are an industry in high demand; people are always going to need somewhere to purchase food and other household items. Running a profitable grocery or convenience store requires hardworking employees, consistently replenished inventory and financial planning, among other aspects.

If you’re reviewing your grocery store business plan and can think of costs that you’re having trouble paying for, it might be time to consider applying for additional working capital from a lender.

1. Purchase inventory – A well-stocked store will bring in flocks of customers, but bare shelves lacking in updated products will send them out the door. As a business owner in this industry, ensuring that your store’s inventory is regularly restocked should be a top priority.

In addition, offering a wide range of products in different areas is also crucial; your customers will likely want options. Many shoppers will want healthy items as well. These products might be more expensive, but you’ll attract …

Expanding Your Business

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When you see your business on a continual upward trend it may be time to start thinking of expanding your business into a second location. It will give you another location to serve additional customers, and an opportunity for growth.

Making the decision to run your own business isn’t for the faint of heart. That is why often times when a business owner finds success with their business they will quickly look into ways to expand. For some this could mean branching out from a large partnership, but for many small business owners it could mean opening a new location. What many do not always know is that with expansion comes A LOT more work, that you may not have accounted for. There are no written rules that state when a business is “ready” to expand into a new location. For many business owners, just like deciding to open a business, it will be a leap of faith. Today we want to discuss some points that may help you determine if you and you’re business are ready to expand into a second l…

The Ultimate Guide to Payday Advance Loans

If you are considering a payday loan, then it is crucial that you fully understand what it means to take one out. Payday loans otherwise called cash advances or check loans are a kind of short-term loan that is usually for less than $500 with repayment due on the next payday. We’ve put together the ultimate guide to payday loans so that you can make an informed decision as to whether or not to take out a payday loan. Below is everything you need to know about these types of loans.

Overview of Payday Loans
Payday loans typically have three noteworthy features. The loans are for smaller amounts as previously stated and are taken out of your next paycheck. Additionally, most payday loans require that you allow lenders to access your bank account or that you write a check for the entire amount beforehand so that your lender can withdraw the amount from your account in the case that you do not repay it on time. Other features of payday loans vary. For instance, many payday loans are design…