Instant Loan Company

Over the past 5 years there has been a huge increase in the options available to small business owners looking for financing. It’s a lot easier these days to get financing that it was 10 years ago. However, with so many choices, it’s a lot more difficult to figure out which  option is best for your small business. Rosalyn James, the CEO of Instant Loan provided some comments and advice on business financing to writer Henry Kivitt at Small Business Central. Apply for a business loan with Instant Loan below. Do you need a business loan? Apply for a business loan online with us. We can help you with a genuine loan to start a business or even to expand your existing business. We also lend personal loans, auto loans, truck loan, equipment loans, debt consolidation loans, home loans, mortgage loans, agricultural loans, small business loan and commercial business loans. Amount ranges from $3000 to $20 million. Repayment period is between 6 months to 25 years. We offer secured and Unsecured

Grocery stores are an industry in high demand; people are always going to need somewhere to purchase food and other household items. Running a profitable grocery or convenience store requires hardworking employees, consistently replenished inventory and financial planning, among other aspects. If you’re reviewing your grocery store business plan and can think of costs that you’re having trouble paying for, it might be time to consider applying for additional working capital from a lender. 1.  Purchase inventory  – A well-stocked store will bring in flocks of customers, but bare shelves lacking in updated products will send them out the door. As a business owner in this industry, ensuring that your store’s inventory is regularly restocked should be a top priority. In addition, offering a wide range of products in different areas is also crucial; your customers will likely want options. Many shoppers will want healthy items as well. These products might be more expensive, but you’ll att

When you see your business on a continual upward trend it may be time to start thinking of expanding your business into a second location. It will give you another location to serve additional customers, and an opportunity for growth. Making the decision to run your own business isn’t for the faint of heart. That is why often times when a business owner finds success with their business they will quickly look into ways to expand. For some this could mean branching out from a large partnership, but for many small business owners it could mean opening a new location. What many do not always know is that with expansion comes A LOT more work, that you may not have accounted for. There are no written rules that state when a business is “ready” to expand into a new location. For many business owners, just like deciding to open a business, it will be a leap of faith. Today we want to discuss some points that may help you determine if you and you’re business are ready to expand into a second

We all know that one of the biggest challenges small business owners face is access to capital. Access to sufficient capital in business is the lifeline that can keep an entrepreneur afloat. New business owners especially often have to rely on their personal access to credit in order to finance the beginning stages of their business operations. This is why it’s important for business owners to stay abreast of how their personal credit score can affect their ability to get credit for the purposes of funding their business’ operating costs. Fortunately, some changes coming down the pipeline could positively affect millions of Americans’ credit scores. Not only could these changes boost personal credit scores, but they could also help more aspiring entrepreneurs access personal credit while paving the path to business creditworthiness. Business owners (and aspiring business owners) should be aware of these two major changes: The implementation of the National Consumer Assistan

The September meeting of the U.S. Federal Reserve board did not increase the federal funds interest rate which affects the rates given to other financial instruments such as car loans and home mortgages. Although a rate hike was expected in September, the Feds nixed that plan, citing that the American economy wasn't strong enough as the prime reason. The Feds' decision, however, created what could be considered a temporary low-interest rate for the American housing market. How this will affect home buyers is unclear as how much the Fed will raise base interest rates is still unknown. All indications point to an interest rate hike that will happen soon, most likely by the end of 2015. If the rate hike is around 0.25%, homeowners will hardly notice the difference. The difference will come when, and if, the Fed continues to hike interest rates as the economy improves. Most experts agree that a 25 or 50 point rise in interest rates won't produce a visible effect on the e

What it is and when to use it? If you have a significant amount of equity built up in your home and would like to convert that equity into actual money you can use, a cash out refinance From Majestic Home Loan may make sense for you. Here are some of the key things you should know. What is a cash out refinance? A cash out refinance is when you take out a new home loan for more money than what you owe on your current loan and receive the difference in cash. For example, if your home is worth $300,000 and you owe $200,000, you have $100,000 in equity. With cash out refinancing, you could receive a portion of this equity in cash. If you wanted to take out $40,000 in cash, this amount would be added to the principal of your new home loan. In this example, the principal on your new mortgage after the cash out refinance would be $240,000. When is a cash out refinance a good option? A cash out refinance makes sense in a number of situations: When you have the opportunity to u

We all have our own monthly obligations and expenses we must consider each month. Many of our expenses are mandatory while others are by choice. We need to pay our mortgage each month. The electricity bill. Mobile phone. Insurance. Car payment. These are just a few of the monthly bills we have to pay but when we add in additional discretionary spending, especially just after the holidays when we might have spent more than we had planned, making monthly payment on time can be a bit confusing even overbearing at times. At other times of the year, expenses are more easily handled and bills paid on time when discretionary spending is lower. Yet keeping track of all these bills and making sure there are no payments made after the due dates can be a challenge sometimes. Here are a few tips to keep you on track. Set Up Auto-Pay This is the most convenient way to make sure your payments are made on the due dates. Remember, even though credit reports only show late payments when they’re